Selective Insurance
This week Etler-Kettenacker Agency featured a page on Selective insurance. This page discusses all of Selective’s commercial line package options and what commercial businesses they insure. For the purpose of this blog Etler-Kettenacker Agency would like to highlight Selective insurance discount program for HELPtech. This program offers an immense amount of protection for construction equipment.
When you register as a Selective customer for HELPtech (Heavy Equipment Loss Prevention technology) you receive 20% off of HELPtech’s annual cost. When you register your equipment with the National Equipment Register (NER) and HELPtech you are afforded the following for your construction equipment:
Before a Theft:
· To deter theft you get equipment registration and decals for all registered equipment.
· To verify equipment already purchased is not stolen you’ll get online, searchable inventory of your registered equipment and latest trends and alerts about equipment thefts nationwide.
· Preparation and education with regional summits for owners and law enforcement.
· Ongoing protection and awareness through theft prevention advice and reference materials
After a Theft:
· Waiver of deductible (up to $10,000) per occurrence for registered and insured equipment.
· Support from NER’s analysts, who will carefully examine your theft report for errors.
· Theft alerts sent to law enforcement officials nationwide alerting them of your loss.
· 24-hour equipment identification support
Selective and NER also offers IRONwatch. This is a GPS tracking device for your equipment. This GPS has a long battery life and has no monthly fees and is only activated and charged a fee if a theft of your equipment occurs.
Selective and NER will keep your equipment registered until your machine is sold. The registration fee includes three decals for each piece of registered equipment. This indicates to thieves that your equipment can and will be tracked.
As stated above Selective insurance offers a 20% discount on HELPtech and all its benefits. For example you can register up to five equipment items for $60 annually instead of $75, 10 pieces of equipment for $80 annually instead on $100 up to 100 pieces of equipment for $560 annually instead of $700. If you are in the construction business this protection from HELPtech along with the discount from Selective insurance is an excellent investment.